You’re injured in a crash. Your own auto insurance includes uninsured motorist coverage. Your health insurance also covers accident injuries. Both policies have language saying they’re “secondary” to other coverage. So who actually pays your medical bills? Welcome to the confusing world of conflicting insurance policies. Below, our friends at Warner & Fitzmartin – Personal […]

When winter arrives, many people think about slippery parking lots and icy roads. But some of the most serious winter injuries happen in places people feel safest — sidewalks, apartment buildings, entryways, and even their own homes. Slip-and-fall accidents increase significantly during winter months, and they don’t require extreme weather to cause serious harm. A

Getting a prescription filled should be straightforward. Your doctor writes the prescription, you take it to the pharmacy, and you get your medication. But thousands of patients face denial notices instead. They’re left scrambling to afford necessary treatments or trying to figure out complex appeal processes they never expected to navigate. Our friends at The

Finding out your child has a serious medical condition brings a flood of emotions that’s hard to describe. Among the many questions racing through your mind, one of the most important is figuring out whether what happened to your baby is a birth injury or a birth defect. People use these terms like they mean

Workplace problems rarely resolve themselves. What starts as a minor disagreement or uncomfortable situation can quickly escalate into serious legal issues that threaten your career, income, and professional reputation. Knowing when to seek legal help can make the difference between protecting your rights and losing important claims due to missed deadlines or procedural mistakes. Our

A special needs trust holds assets for the benefit of someone with disabilities while preserving their eligibility for government assistance programs. These trusts let you provide financial support and improve quality of life for a loved one without disqualifying them from Medicaid, Supplemental Security Income, or other means-tested benefits they depend on for basic care.

While financial recovery is one part of a civil sexual abuse case, the impact goes much deeper. For most survivors, pursuing a civil sexual abuse lawsuit is a powerful step toward healing, accountability, and empowerment. It is often the first time they are able to reclaim their voice and seek justice on their own terms.

Pressure ulcers—also known as bedsores or decubitus ulcers—are injuries to the skin and underlying tissue caused by prolonged pressure, friction, or shear. They most commonly develop in individuals who are bedridden, use a wheelchair, or have limited mobility. According to the Agency for Healthcare Research and Quality (AHRQ), more than 2.5 million people in the

When it comes to foot and ankle health, few structures are as important—or as vulnerable—as the Achilles tendon. This thick band of tissue connects your calf muscles to your heel bone and plays a vital role in walking, running, and jumping. Unfortunately, it’s also one of the most frequently injured tendons in the body. Whether

Divorce and estate planning are two significant life events that can have a lasting impact on your financial future. While each situation comes with its own set of challenges, they often intersect when it comes to protecting assets. Having a proactive approach can help reduce disputes, preserve value, and provide security for years to come.