Get Tips on Speaking With an Insurance Adjuster
After an accident, you may be thinking that you need to speak with insurance agents. Not only do you need to report your accident to your own insurance agent, but you need to be prepared for your phone to ring off the hook when the other party’s insurance company is calling you. The more people who are involved in the accident you were in, the more you will need to be concerned about fielding these calls. Especially if you were the victim in this accident, it is easy to think there is nothing to hide. You might be tempted to give your statement and move on with your day. However, an attorney, like a Rockville, Maryland personal injury lawyer from a law firm like The Law Office of Daniel J. Wright knows that giving any kind of statement can be used against you. If you must speak with an insurance agent, there are certain things to keep in mind.
- Always be courteous. Even if you want to show them the door, so to speak, you can do so politely. Do not consent to a recorded conversation and tell them that any information you provide them will need to go through your attorney.
- Ensure you get their information. While they are trying to get as much information as they can out of you, you also want to gather information about them. Before you get off the phone, jot down their name, the insurance company they are working for, who they are representing, and the number you need to contact them.
- Don’t go into details of the accident. You may think you are helping your case by arguing that you were not responsible for the accident. However, if you have an attorney, this is their job. You can give certain information to the insurance adjuster: confirm your name, contact information, and you can tell them where you work. When it comes to the accident, avoid speaking about this.
- Don’t talk about your injuries. The adjuster will want to know how you are feeling and how your injuries are healing. You can say that you are still working on recovering from the accident and say no more. Do not discuss the details of your treatment plan, what your injuries are like, or if you are feeling better.
Remember, the insurance companies involved are not there to help you get better and get you the money you need for a personal injury claim. However, seeking out a local attorney can be exactly what you need in this situation.